Acorn, have to think 'you are correct'!... I said to myself "let me create another backup folder in the good ol' standard documents folder that every program on earth defaults to and see what happens.
And whadda y'know? It's doing the right thing. So... even though I've never experienced this before with other apps saving there, this is the problem using Xara... no big deal though. I back-up the docs folder anyway to GDrive.
Was going to post that I found the answer... didn't know why I found the answer until you suggested what you did... never-the-less, all's right with the world. (for the moment)
Thanks Acorn & Egg for your time and help... as always you guys are appreciated!
Cliff
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