YES...!! I have tried this several ways and it seems there is no easy way...FOR ME that is because I am so new to Xara.
It seems that you CANNOT add two(2) different text lines to the same circle, as Acorn pinted out by creating 2 circles and combining them.

I get frustrated because some of the tool bars do not stay put while you are working on your design. They only show up when you actually
are about to use them to perform a function. I'm not used to this sort of arrangement. My old software(Corel), had ALL the options open and
available on top ALL THE TIME...!

Anymore help greatly appreciated, and I will try out the latest tips offered above.

THANKS ALL...!

OC