I am confused Xara designer pro 7 is $299 us. From what I am reading it includes 2 products that are listed on the website combined: Xara photo and graphic designer 7 ($89.00) and Xara designer premium 7 that sells for $99.00 on the site. If you total these two pieces up its $188. Why does the package of the both sell for $299? not making sense to me. Im a little leary about purchasing at all as I am discouraged everything looks/functions so easily on screen until you purchase and templates arent available until you pay. Are there any guarantees with the softwares....thanks.