Well, I decided that I couldn't wait so I just gave up on totally customizing and simply went with another template theme. I am sure it will work fine, I just wanted a slightly different lay out, but for the product and the person I am doing this for, this newer, color "correct" theme will work until I learn more about the complexities of Navigation Bars. I am grateful for the quick feedback, you are all truly wonderful!

I am sure I will need help again, real soon!

Thanks again,

Margaret