Gary, say Kenn read https://www.talkgraphics.com/showthr...951#post659951 and tired to open it in P&GD+ then it would complain a lot but open and he might then find copying the Repeating group at the bottom of the first page and then pasting into a design file, which he could make into a Template, then yes.
Someone else might just copy a US Letter / A4 1-column design file and upload that here.
I would leave that decision to the them and the Xara thought police.
I personally do not think it is an issue as an individual (Kenn) might access a trial and do the same themselves.
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