One suggestion that *might* give you the result you're after:
1) Structure your website so that each section/page has its own folder.
2) Each section in each folder then has it's own index.htm file. e.g. www.yourwebsite.com/products/index.htm
3) You can then point to the products page simply by linking to www.yourwebsite.com/products
This works because browsers will automatically search for a file called index.htm / index.html if no explicit filename is given at the web path you specify.
It perhaps means you'd need to upload the website semi-manually, rather than relying on Xara's own in-built publishing tools though - so perhaps wise to weigh up the pros and cons by way of some experimentation before making the final judgement.
Good luck moving this project forwards.
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