Sorry to all if my response to that question I, came over as a bit cocky but I really love Photoshop (apart from the cost) it is a wonderful program to work quickly with as is Xara. I just get the impression over so many posts that some think it is slow bloat ware that is only being used because you are a bit stupid and do not know about other low cost alternatives.
Last night I had a business card to design and print and for that job I used Xara with what I wanted to do to the fonts Xara was the best choice.
Xara and Photoshop are both great programs I would not like to be without either of them I leant 90% of Xara from this site so many thanks to you all for that.