As @acorn described the use of Xara ready made nav bars can slow down a larger site.

"It appears on 19 pages and has 22 images @ ~1k each. Although duplicated, each has its own filename so just your Navbar is half a megabyte of wasteful cache storage and downloads. You could rework as Text & CSS into a few kBs."

How can newbies to nav bars make their own using Xara. Could it be a line of text, simply linking to different pages - and how does one handle a drop down menu. Probably with pop ups. If a nav bar is going to be text only, how can we make it more attractive.

Open to suggestions as I confront this issue on it's own. Thanks everyone.

-Bill