Replacing the topmost-image in the Ultimate-template page forces image to black/white

[bobvoi]

I am experimenting with the Ultimate template and have created a website-page. One of the nice features of Xara Designer Pro is that I quickly can replace the images with my own. Another cool feature is that it looks like the template (or image-settings)
also can adjust the incoming image. Normally this would be cool, but what if I want to control it anyway, and bring in a full color image instead? Where is the black-and-white filter specified? and removed?

The original page before dragging in a new image:



... here is the colorful image I want to drag into the template image;


Finally, here is the result showing how the image/template-settings has black-and-whitened my page;