Thank you all for your inpuit and thoughts.
I've started using Paint.NET a little to do a few tasks. I could get started much easier with Paint.NET than I could with The GIMP or Serif PhotoPlus 6 (which are also free). One thing makes me consider purchasing Photoshop though - the vast amount of tutorials and books covering the application.
I recently finished reading SitePoint's The Principles of Beautiful Web Design, which was a very good read, and I'm now wanting to pick up The Photoshop Anthology. I've also downloaded quite a few video tutorials on graphics fot the web from various resources and almost all of them refer to Photoshop.
I'm going to see whether I can translate some of those tricks into XARA Xtreme and Paint.NET.
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