Tks, Acorn - after going through your links I am now really confused. If I understand it, I can keep my 12.4 at zero cost and use it forever. I can upgrade to Magix 18 for $99 AND continue using it with no additional cost OR I can pay a bunch of money for 21 which I have to continue paying forever or I lose everything Xara. And then there is the Cloud.

Since I have no idea what I might use that is in Xara 18 from my 12.4 and also have no idea of what is in Xara 21 that is different - and it seems no way of finding out - I think I will just keep what I have. Over the years, Xara has seemed to be a company that was really interested in its customers but it now appears they are only interested in $$$$.

Tks for the time you and all the others here on TalkGraphics have done for the community over the years. - jb

Edit - if there were some better photo editing tools in 18 AND if I am right that I can use 18 forever without any additional -fees I would update to it.