Hi Brett,
Xara Cloud is a popular program for creating all the assets needed for FB (and the other social media platforms). There are many templates and of course, you can design from scratch. If you require more advanced graphic design and editing, then you can jump over to Designer Pro+. In this scenario, we see users design in Pro+ and then final assembly, editing, resize, and download with Cloud. Xara files and assets are compatible across programs. Learn more here: https://xara.com/xara-cloud-plus/new-bundle/
You can chat with us from within Xara Cloud if you need product help along the way.
All the best,
Matt
Xara
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