No need to renew the update service every year as you can pay for the M-Hosting separately as I just did - $24US. I did not renew last July.
The caveat is that if you are outside of the Update Service period and have to reinstall, the program installed will be the version available when you last paid. Thus if you have any projects that used features that came out after you paid, that is, during the Update Service 1 year period, you could have some problems. Should that happen, renewing solves the problem.
Secondly, if you don't plan on renewing, download all of the on-line catalogue content before expiry.
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