You have confused me here.
Xara Cloud is free so cannot be a waste of money, time yes.

There is no such thing as "desktop cloud".

If you wish, upload a simple photogrid to TalkGraphics and I will try it in my Xara Cloud account.

As an aside, Xara Cloud is no longer being touted as a web version of any of the Desktop applications so unless you are restricting what the client can edit to the MouseOff layer, it has limited shared editing for web documents.

Acorn