Re: html vs htm
It doesn't really matter a great deal. As Gary says, browsers will look first for an index.html file. If they can't find that they look for an index.htm file and load that. The only time it will matter is that links to your old website might direct to xxxx.html which no longer exist. So I'd recommend deleting (or transferring) you old content and then publish anew using Gary's recommendation for using index.html
Of course on a new site there's no issue.
Egg
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