Alistair
I am not sure if this will help, but since you have the black frame photo, you can create a frame shape to place over the frame, add a color then apply a Flat, Bleach transparency. You will need to experiment with the amount of transparency and the mixing of the colors but you should be able to create some images that you can then add to different layers.
Link the colors on the color charts to the layers either with a mouse click or Link > Mouse-over > Show Layer.
I have used this kind of layer method here http://www.gwpriester.com/vector-Illustration.html The thumbnail images link to different layers.
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