Had that happen to me in 03/2012. It's truly depressing. I had not done an intentional backup but stumbled on a backup I'd done a few months prior when I reloaded the OS. That got me through the worst of the disaster. Now I have a compressed file on the web server with the web site (Thank God for Xara's small file size!) and one each on Google & Skydrive that are synced.

Best of luck!